CBHV Financial

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The roots of our family-owned and operated, full service accounts receivable (A/R) recovery agency date back to 1974 when Ralph Najork founded the business. While he may never have envisioned it would become a leading agency in the credit and collection industry, he worked for his clients’ interests with the highest degree of integrity. Today, housed in our own privately-owned call center and payment processing facilities, and using the latest technology, the CBHV management team continues to honor our organization’s core values.

Under Fred Najork’s leadership as president from 1979-2003, we’ve experienced steady growth through dedication to his clients, while providing corporate and industry leadership. Fred served as President of the New York State Collectors Association and as a Director of ACA International. Since 1998 and 2003 respectively, Fred’s sons, Eric and Kurt, have provided the leadership for CBHV. Eric is the current board member and a past president of the New York State Collectors Association, as well as a delegate to the ACAI.